AI Price Calculator
Compare subscription budgets, API token costs and the value of time saved—with clear assumptions and source links.
Free · No signup · USD estimates
Build a subscription budget, estimate API usage, or see what your time savings could be worth. Start with a source-checked plan or enter your own quote.
Prices checked September 24, 2026. Estimates exclude tax, regional pricing, optional add-ons and overages. This is a curated selection, not every plan on the market.
Your AI budget.
Select the tools you would buy together. Totals represent a stack, not a quality ranking.
Price the tokens you use.
Subscription fees do not include API usage. Compare standard text-token rates with separate input and output estimates.
Standard uncached input + billed output only. Include reasoning tokens in output estimates where billed. Excludes cache writes, caching discounts, batch/flex/fast modes, tools, media, taxes and regional uplifts. Lowest price is not a quality recommendation.
What is your time worth?
A planning scenario based on your estimates. Time saved does not automatically become cash savings.
Monthly time value = weekly hours × hourly value × 52 ÷ 12. Net value subtracts subscription cost. Review and correction time should already be deducted from hours saved.
Sharing includes calculator numbers in the link. Share only figures you are comfortable making public.
Sources & assumptions.
- Claude plans and API rates · checked September 24, 2026
- Cursor plans · checked September 24, 2026
- GitHub Copilot plans · checked September 24, 2026
- OpenAI API pricing · checked September 24, 2026
Why does an annual plan show a monthly equivalent?
It makes recurring budgets comparable. The actual annual commitment is shown separately, and the first-month payment includes any annual upfront fees. For example, Claude Pro is $200 per year, rather than $17 × 12.
Are all plan prices included?
No. Only the listed source-checked plans have presets. Use a custom quote for other tools or negotiated prices. Verify current checkout terms before buying.
What if a price changes?
The check date describes this data snapshot. It is not a live vendor quote. After 30 days, the calculator displays a recheck reminder. Use current vendor pricing for purchasing decisions.
Current API rate reference
USD per million tokens. Standard uncached text rates checked September 24, 2026. GPT-6 rates below assume no more than 272,000 input tokens per request.
| Model / official source | Input / 1M | Output / 1M |
|---|---|---|
| GPT-6 Astra | $10.00 | $50.00 |
| GPT-6 Sol | $2.00 | $10.00 |
| GPT-6 Luna | $0.10 | $0.50 |
| Claude Opus 5.5 | $4.00 | $20.00 |
| Claude Sonnet 5 | $2.00 | $10.00 |
| Claude Haiku 4.5 | $1.00 | $5.00 |